HomeMy WebLinkAbout2026/07/07 Workshop Session 1:30 PM
BRAZOS COUNTY
BRYAN, TEXAS
NOTICE OF MEETING AND AGENDA
WORKSHOP SESSION
BRAZOS COUNTY COMMISSIONERS COURT
THIS MEETING WILL BE CONDUCTED BY VIDEO CONFERENCE
WITH AT LEAST A QUORUM OF COMMISSIONERS COURT
MEMBERS PARTICIPATING IN PERSON AT THE COUNTY
ADMINISTRATION BUILDING IN ACCORDANCE WITH THE
PROVISIONS SET FORTH IN SECTION 551.127 OF THE TEXAS
GOVERNMENT CODE.
BRAZOS COUNTY COMMISSIONERS COURT WILL MEET IN A WORKSHOP SESSION
AS FOLLOWS:
MEETING DATE: July 7, 2026
MEETING TIME: 1:30 PM
MEETING PLACE: Brazos County Administration Building,
200 South Texas Ave., Suite 106, Bryan, TX, 77803
1. Call to Order
2. Discussion Items
A. Discussion regarding Insurance Premiums and County Contribution
B. Discussion of the FY 2026-2027 County Budget
3. Adjourn
2027 Insurance Workshop
Where We Stand Today
A STRONG FOUNDATION ALREADY IN PLACE
Comprehensive PPO Plan
Broad provider access, low deductibles,
predictable copays
Strong Rx Coverage
Prescription benefits that hold up well
against the market
Competitive Plan
Richer than many comparable employers
in several areas
CHALLENGES FACING EVERY EMPLOYER
Rising Medical Inflation
Higher costs across nearly every
category of care
Increased Utilization
More healthcare services used than
in prior years
Specialty Drug Costs
Rx costs climbing, led by specialty
medications
More High-Cost Claims
A growing number of large claims
driving spend
How We've Managed Healthcare Costs
Employee premiums have remained unchanged for several years.
The County continues to pay the majority of premium costs.
Benefits have remained comprehensive and competitive.
The plan continues to perform well despite rising healthcare costs.
OPTION 1 OF 4
Employees Absorb 100% of the Increase
The County's contribution stays at current levels; employees absorb the full projected premium increase.
TALKING POINTS
No additional cost to the County beyond its current
contribution
Employees absorb the full increase from the projected
renewal
Brazos County still pays the majority of premium in every tier
Least financial impact to the County; largest impact to
employees
ANNUAL COST TO COUNTY
$18,810,144
No Change
ANNUAL COST TO EMPLOYEES
$5,241,432
+$2,386,524
MONTHLY EMPLOYEE-PAID PREMIUM BY TIER
Coverage Tier 2026 2027
Employee Only $63 $115.50
Employee + Spouse $511 $938
Employee + Children $339 $623
Employee + Family $711 $1,305.50County Contribution
$1416 PEPM
OPTION 2 OF 4
Shared Increase
The projected increase is shared proportionally between the County and employees.
TALKING POINTS
Both employee premiums and the County's contribution rise
proportionally
Financial responsibility for rising costs is shared, not placed
on one party
Employees see an increase, but less than under Option 1
The County increases its annual investment in employee
benefits
ANNUAL COST TO COUNTY
$20,922,300
+$2,112,156
ANNUAL COST TO EMPLOYEES
$3,173,208
+$318,300
MONTHLY EMPLOYEE-PAID PREMIUM BY TIER
Coverage Tier 2026 2027
Employee Only $63 $70
Employee + Spouse $511 $568
Employee + Children $339 $377
Employee + Family $711 $790County Contribution
$1575 PEPM
OPTION 3 OF 4
Employees Increase 5%; County Covers the Remainder
Employee premium increases are capped at 5%, with the County absorbing the rest of the renewal increase.
TALKING POINTS
Employees receive a more modest premium increase
The County assumes the majority of the renewal increase
Reduces financial impact on employees while acknowledging
rising costs
A balanced approach between affordability and fiscal
responsibility
ANNUAL COST TO COUNTY
$21,254,400
+$2,444,256
ANNUAL COST TO EMPLOYEES
$2,995,104
+$140,196
MONTHLY EMPLOYEE-PAID PREMIUM BY TIER
Coverage Tier 2026 2027
Employee Only $63 $66
Employee + Spouse $511 $536
Employee + Children $339 $356
Employee + Family $711 $746County Contribution
$1600 PEPM
OPTION 4 OF 4
County Absorbs 100% of the Increase
The County funds the full cost of the projected renewal; employee premiums remain unchanged.
TALKING POINTS
Employee premiums remain unchanged for another year
The County funds the full cost of the projected renewal
Largest additional investment by the County
Raises long-term sustainability questions
ANNUAL COST TO COUNTY
$21,387,240
+$2,577,096
ANNUAL COST TO EMPLOYEES
$2,854,908
No Change
MONTHLY EMPLOYEE-PAID PREMIUM BY TIER
Coverage Tier 2026 2027
Employee Only $63 $63
Employee + Spouse $511 $511
Employee + Children $339 $339
Employee + Family $711 $711County Contribution
$1610 PEPM
The Four Options
1 Employees Absorb 100% of the Increase
2 Shared Increase –11.25% Proportionally
3 Employees Increase 5%; County Covers the Remainder
4 County Absorbs 100% of the Increase